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HOMEOWNERSHIP

Families looking to become homeowners partner with Habitat to build a decent, affordable place to call home. As a Habitat homeowner, you’ll not only buy a home, but you’ll gain the stability and security that comes with it and a strong foundation for generations to come. Homeowners are selected based on the severity of their present housing conditions, their willingness to partner with Habitat, and their ability to repay the cost of a Habitat home. Partner homeowners also receive counseling and training on homeownership and maintenance. Homeowners buy their completed homes from Habitat for Humanity at cost and repay them over 30 years through an affordable mortgage.

Are you looking for an affordable opportunity to buy a simple, decent home at an affordable price?

Do you live in rental housing that is sub-standard, overcrowded or too expensive?

If you answered YES to the above questions and you meet the minimum qualifications and income limits (see below), we invite you to explore our current homeownership opportunity by attending a mandatory orientation meeting*.

Current Homeownership Opportunity

We are seeking to qualify one family for an existing 3-bedroom home in Fairfield, California. In order to qualify, you must meet the minimum qualifications listed below.

Habitat home in Fairfield, Calif.

Minimum Qualifications:

  • Legal U.S. Resident

  • Solano County resident for at least the last year

  • Demonstrated need for better housing

  • Meet income requirements (see chart below, varies by household size)

  • Demonstrate ability to make affordable mortgage payments

  • Attend new homeowner classes (virtual)

  • Complete sweat equity hours (up to 500 hours)

  • Have funds for down payment and closing costs

2021 Income Limits*

Solano-Napa Habitat for Humanity seeks to serve low-income families from our communities, so households should earn between 50% and 80% of the Area Median Income (AMI), adjusted for family size, as defined by HUD. Please review the table below to determine whether your family would qualify for consideration for homeownership based on income.

2021 income limits chart

Family Search Orientation Meetings:

If you meet the above minimum qualifications and income limits, we invite you to attend one of our upcoming Solano County family search orientation meetings. You must attend one of these upcoming orientation meetings in order to qualify and apply (both meetings are in-person in Fairfield, or on-line through a Zoom video conference)

May 21st, 6:00pm – 7:00pm
– OR  –
May 22nd, 10:00am – 11:00am

To reserve a spot at one of the upcoming orientation meetings, please fill out the form below.

* To be considered for our Fairfield homeownership opportunity you must attend one of our upcoming orientation meetings:

 

Orientation Meeting Registration Form

***Please fill out the below form in its entirety in order to reserve a spot.***

All completed registration forms will be responded to by May 17th at 5:00pm.

 

Selections are made in compliance with the Federal Credit Equal Opportunity Act and on an impartial and non-discriminatory basis. Solano-Napa Habitat for Humanity does not discriminate based on race, color, creed, religion, sex, national origin, age, familial status, ancestry, physical handicap, medical condition, veteran status, sexual orientation, AIDS, AIDS-Related Condition (ARC), mental disability or any other arbitrary basis. The family selection process is fair and unbiased.

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